Investment Fee Calculator
Investment fees look tiny — e.g. 0.07%, 0.5%, 1.5% — but over decades they can quietly destroy tens or even hundreds of thousands of your future wealth.
This free Investment Fee Calculator shows you exactly how much different fee levels cost you in lost compounding power. Enter your starting amount, annual contributions, expected return, and time horizon — then compare custom fee rates side-by-side.
Investment Fee Calculator
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Even small fees (0.07%, 0.5%, 1.5%) can cost you hundreds of thousands over decades. Customize the rates and watch the impact.
lost to fees over 30 years
Why Fees Are the Silent Wealth Killer
Even tiny percentages compound dramatically over time. A 1% annual fee doesn’t just take 1% of your returns — it takes 1% of your growing balance every single year.
After 30 years, that can easily mean 25–50% less final wealth than you would have had with zero fees.
Real-World Impact Examples
$50,000 start + $12,000/year at 7% return over 30 years:
- 0% fees = ~$1.4 million
- 0.5% fees = ~$1.1 million (lose ~$300,000)
- 1.5% fees = ~$800,000 (lose ~$600,000+)
Small differences in fees = life-changing differences in outcome.